Western National

Western National

Phone Number & Contact Info
Region / Service Phone Number Notes
General Inquiries +1-952-835-5350 Main office in Edina, MN
Claims +1-855-921-3164 24/7 claims reporting
Billing & Policy Services +1-800-352-2772 For billing and policy-related inquiries
Email info@wnins.com General inquiries
Mailing Address 4700 West 77th Street, Edina, MN 55435 Main office location
About & Western National

Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving policyholders’ property-and-casualty insurance needs. From its roots as a St. Paul-based fire insurance company for Minnesota’s creameries and cheese factories, the company has grown into a super-regional insurer serving individuals, families, and businesses across the Midwestern, Northwestern, and Southwestern United States. Western National distributes its policies exclusively through independent insurance agents, emphasizing strong relationships and personalized service.


Key Features

  • Insurance Offerings:

    • Personal Lines: Auto, homeowners, renters, and umbrella insurance.

    • Commercial Lines: Coverage for businesses, including property, liability, and workers’ compensation.

    • Surety Bonds: Available in 43 states.

  • Financial Strength:

    • Total Assets: Over $2.4 billion.

    • Surplus: Approximately $993.9 million.

    • Direct Written Premium: Around $1.1 billion.

  • Company Structure:

    • Western National Insurance Group comprises several active insurance companies, including:

      • Western National Mutual Insurance Company

      • Western National Assurance Company

      • Pioneer Specialty Insurance Company

      • Umialik Insurance Company

      • American Freedom Insurance Company

    • Additionally, it is affiliated with Michigan Millers Mutual Insurance Company.

  • Distribution Model:

    • Policies are sold exclusively through independent insurance agents, ensuring personalized service and expert advice.

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