HM Life Insurance

HM Life Insurance

Phone Number & Contact Info
Region / Service Phone Number Notes
HM Insurance / HM Life Corporate / Main Office +1 800-328-5433 Main contact number (for HM Life Insurance of New York and HM group lines)
New York – HM Life Insurance (NY entity) +1 800-328-5433 Same as main number, handles NY underwritten business
Administrative / Corporate Fax +1 412-544-8674 Fax line for documentation
About & HM Life Insurance

HM Life Insurance is one of the operating entities under the HM Insurance Group. HM Insurance Group is well known for offering employer stop-loss insurance, assumed accident & health reinsurance, and provider excess insurance. HM Life Insurance (and its counterpart in New York) underwrites many of these products, especially health-related stop loss and provider excess coverage. The enterprise is part of the larger Highmark Health / Highmark Inc. corporate structure.


Key Features

  • Acts as the primary underwriter for stop-loss insurance, provider excess, accident & health reinsurance, and related health risk coverages.

  • Operates in multiple U.S. states (except special handling for New York, where HM Life Insurance of New York underwrites in that jurisdiction).

  • Maintains strong financial ratings (A / “Excellent”) from rating agencies.

  • Part of a larger group (HM Insurance Group) that includes multiple insurance and health-related entities.

  • Uses a network of offices across the U.S. with regional expertise.

  • Underwrites via policy form series like HMP-SL, HMP-PEL, and equivalent forms, depending on state.

  • In New York, life / annuity / A&H business is transacted by HM Life Insurance Company of New York.

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