Region / Service | Phone Number | Notes |
---|---|---|
Headquarters (Germany) | +49 261 498-0 | Main corporate office in Koblenz |
Customer Support – Health Insurance | +49 800 8880082 | For private health insurance customers |
Customer Support – General Insurance | +49 261 4984664 | Auto, home, liability insurance inquiries |
Debeka is a large German insurance group headquartered in Koblenz. Founded in 1905, it began as a mutual health insurer for civil servants and has since grown into a diversified insurance and financial services group. Debeka offers private health insurance, life insurance, property & casualty insurance, building-society (home-savings) services, pensions, and legal protection. It operates under the mutual association model, meaning the insurers are owned by their policyholders.
Strong in private health insurance and long-term care.
Mutual insurance structure: ownership by members (Versicherungsverein auf Gegenseitigkeit).
Broad product range: health, life, property & casualty, home savings (Bausparen), pensions, small business insurance.
Large customer base: millions of contracts and customers across Germany.
Extensive distribution via field agents and many branches (local offices).
High performance in terms of premium income, assets, and stable finances.
Emphasis on customer-friendly service, stable premiums, and premium refunds for members when claims are low.