Shelter Insurance

Shelter Insurance

Phone Number & Contact Info
Region / Service Phone Number Notes
General Customer Service 1-800-SHELTER (1-800-743-5837) Available for general inquiries and assistance
Claims Reporting 1-800-SHELTER (1-800-743-5837) 24/7 claims reporting line
Roadside Assistance 1-855-817-6510 Available 24/7 for roadside assistance
Fraud Reporting 1-888-804-4693 For reporting suspected fraud
Corporate Headquarters (Columbia, MO) (573) 445-8441 Main corporate contact line
About & Shelter Insurance

Shelter Insurance is a mutual insurance company based in Columbia, Missouri, founded in 1946. It operates in 21 U.S. states, offering a wide range of insurance products, including auto, home, life, business, and farm insurance. The company is known for its strong customer service and commitment to the communities it serves.


Key Features

  • Comprehensive Coverage: Offers auto, home, life, business, and farm insurance products.

  • Mutual Structure: As a mutual company, Shelter Insurance is owned by its policyholders, focusing on their needs rather than shareholders.

  • Wide Reach: Operates in 21 states across the U.S., providing localized service through a network of agents.

  • Customer Satisfaction: Ranked #1 in Customer Satisfaction in the Central Region by J.D. Power for seven out of the last eight years.

  • Financial Strength: Consistently rated “A” for Excellent by A.M. Best, indicating strong financial stability.

Customer also Asked?
Ask Your Question ?