Union Bank of India (UBI)

About & Union Bank of India (UBI)

Union Bank of India (UBI) is one of the largest government-owned banks in India, with a strong legacy dating back to 1919, when it was founded in Mumbai by Seth Sitaram Poddar and inaugurated by Mahatma Gandhi.

Headquartered in Mumbai, Maharashtra, the bank underwent a major expansion in April 2020 when it merged with Andhra Bank and Corporation Bank, making it the fifth-largest public sector bank in India.

Today, Union Bank of India serves 120+ million customers through:

• 8,700+ branches

• 11,000+ ATMs

• Over 75,000 employees

• International offices in Hong Kong, Dubai, Sydney, Antwerp, and London

UBI is recognized for its focus on digital innovation, inclusive banking, MSME financing, and strong NRI services.

🔑 Key Services

• Retail Banking

  • Savings, current, and deposit accounts

  • Home, personal, education, vehicle, and gold loans

  • Credit/debit cards, UPI, net banking, mobile banking

• Corporate & MSME Banking

  • Working capital loans, project finance, treasury services

  • Trade finance and international banking

• NRI Banking

  • NRE/NRO/FCNR deposits

  • Remittance services (SWIFT/IMPS/NEFT)

  • Investment advisory for NRIs

• Digital Banking

  • Union Bank Mobile App and UnionNext

  • Internet banking for retail and corporate customers

  • UPI, BHIM UnionPay, and online investments

• Wealth Management & Investments

  • Mutual funds, insurance, pension plans, tax-saving FDs

Faq about Union Bank of India (UBI)

• Is Union Bank of India government-owned?
• Which banks merged with Union Bank of India?
• Does Union Bank of India operate internationally?
• What digital banking services does UBI provide?
• Does UBI offer NRI banking facilities?