What does Royal London do?

Provides life insurance, protection products, pensions, investment management, and long-term savings.

What financial size and scale does Debeka have?

Debeka’s premium volume is in the tens of billions of euros; its asset holdings are large, with a very significant capital base and stable financial ratios in various insurance lines.

How many employees does Debeka have?

Debeka employs around 16,372 people overall, including many field agents.

Does Debeka operate in non-health insurance lines as well?

Yes. Besides health and life, Debeka’s group includes property & casualty insurance (auto, home, liability), home-savings (Bausparen), pensions, and small business insurance offerings.

How does Debeka manage premium refunds?

In health insurance, when claims are low or services unused, Debeka provides rebate or contribution refunds to policyholders; stable costs and low administrative expenses help enable this.

How many customers and contracts does Debeka have?

Debeka has over 7.5 million members and more than 21 million insurance contracts.

Where is Debeka headquartered?

Debeka’s headquarters is in Koblenz, Germany.

What is the ownership structure of Debeka?

Debeka is a mutual insurance group (Versicherungsverein auf Gegenseitigkeit), meaning it is owned by its policyholders/members, not external shareholders.

What kinds of insurance does Debeka offer?

Debeka provides private health insurance, life insurance, property & casualty insurance (auto, home, liability), pensions, home savings, and legal protection.

What are recent financial scale metrics for Unipol?

In recent years, the group’s total income has been around €15-16 billion, split between non-life and life insurance. It also has tens of billions in assets under management.