How are Royal London’s products distributed?
Many of its products are offered through financial advisers and brokers, though some are direct.
Does Royal London operate outside the UK?
Yes, Royal London also operates in Ireland (and provides services there through its subsidiary).
What is Royal London’s scale of investment assets?
It has very large assets under management, in excess of one hundred billion pounds.
How many customers/policies does Royal London manage?
It looks after several million life and pension policy contracts.
Who owns Royal London?
It is a mutual society — owned by its policyholders rather than external shareholders.
What does Royal London do?
Provides life insurance, protection products, pensions, investment management, and long-term savings.
What financial size and scale does Debeka have?
Debeka’s premium volume is in the tens of billions of euros; its asset holdings are large, with a very significant capital base and stable financial ratios in various insurance lines.
How many employees does Debeka have?
Debeka employs around 16,372 people overall, including many field agents.
Does Debeka operate in non-health insurance lines as well?
Yes. Besides health and life, Debeka’s group includes property & casualty insurance (auto, home, liability), home-savings (Bausparen), pensions, and small business insurance offerings.
How does Debeka manage premium refunds?
In health insurance, when claims are low or services unused, Debeka provides rebate or contribution refunds to policyholders; stable costs and low administrative expenses help enable this.