What supplementary products are available?
Hospital coverage (single/double room, choice of doctor), dental insurance, and other add-ons to complement statutory insurance.
Who can apply for SDK health insurance?
Self-employed professionals, civil servants, employees above the statutory insurance income threshold, and individuals seeking supplementary coverage.
What kind of insurance does SDK provide?
SDK mainly focuses on private health insurance (full coverage and supplementary), but also offers life and general insurance through its group.
How can someone file a claim or get policy information?
Policyholders can contact their agent, use the main contact phone (or regional branch numbers), or use FCCI’s online portals (where available) to check claim status, view policy, pay bill, etc.
How does claims service work with FCCI?
FCCI emphasizes fair and prompt claims handling, with dedicated claims professionals and regional catastrophe / emergency response teams.
Where are FCCI’s offices located?
Headquarters in Sarasota, Florida, with regional/branch offices in states such as Florida, Georgia, Indiana, Texas, Virginia, Mississippi (and others).
What is Excess & Surplus (E&S) insurance, and does FCCI offer it?
E&S insurance covers risks that are difficult to insure through standard lines (e.g. unusual or higher hazard exposures). FCCI recently launched E&S lines to provide additional flexibility in risk coverage.
When was FCCI founded and why?
Founded in 1959 by a group of contractors to manage their costs for workers’ compensation; over time the company expanded into other commercial lines and surety.
What is FCCI’s financial rating?
FCCI is rated A (Excellent) by A.M. Best, indicating strong financial strength, ability to pay claims, and sound operations.
How is FCCI’s business distributed?
Insurance products are sold exclusively via independent agents and contracted agencies; FCCI does not sell directly to customers.